Auto GEICO Insurance Worth keeping is good after one year

Auto Geico Insurance

Auto GEICO Insurance Worth keeping is good after one year

Today you know about is geico auto insurance is good for you after one year personally i share my one year experience with geico in this post.

Auto GEICO Insurance

Auto Geico Insurance

that I made post on Geico auto

insurance I switched from State Farm

over to Geico and it was frustrating

I had been with State Farm for I

think about seven years when I switched

so I went back in my post to look at

what numbers were so I was going to

have to pay eight hundred and twenty

four dollars and ninety eight cents for

State Farm with a totally clean record I

had the grades all this I had all this

stuff all the discounts you could

possibly get and they wanted me to pay

800 and $24.98 for six months of

insurance so like I said in that post I

shopped around for progressive was 691

for the exact same coverage and then I

ended up going with Geico Geico gave me

five hundred and forty-one dollars or

ninety dollars and sixteen cents a month

for my 2016 Ford Focus ST at the time I

was 24 years old I’m now 25 years old

and I’m gonna go through my whole

insurance layout here just so you can

compare exactly what I have for my age

car everything so 2016 Ford Focus ST

bought it brand new $541 after six

months of coverage with the four five

forty one it then went up to five eighty

five I had no claims I had nothing

nothing happened that could have

possibly made my insurance go up but it

went up $40.00 I was like you know what

that’s still low I’m not gonna bother

with it this time

now I get another email I’m up for my

six-month renewal on the 24th of

September 2017 and we’re up to six

hundred fifteen dollars and 36 cents

still low I agree and the nice thing

about about the insurance that I

currently have is there’s an extended

warranty on my car so once I get out of

the 36,000 mile look you know full

coverage and the 60,000 mile powertrain

or whatever this is when the Geico

warranty will take over and that was a

really big selling point for me on this

the only way that is if you

buy a car new or it has under

fifteen thousand miles and is less than

a year old or something like that so not

everyone can get that I was in the

situation where I could get that and I

think that’s really nice to have because

I do plan on keeping my st for a long

time so it just you know I I I don’t

have to worry passed when my warranties

are out it’s still under warranty I paid

$250 deductible and they will cover all

the rest so I think that’s great why is

this being driven up so I’m gonna call a

couple insurance companies today see

what they offer me and I guess we’ll go

from there but I think it’s kind of

ridiculous that you know they just Jack

the prices up on this and the reason

insurance companies do this just like

cable companies it’s just such scum but

reason they do this is a lot

of people won’t bother a lot of people

get them and they just they don’t have

the time to go and shop it and do all

this stuff my advice to you is you

probably should be using a broker

because a broker has tools where they

can shop you know who knows ten twenty

companies at one time and knocked it all

out for you in one step so if you have

access to a broker I’d suggest if you

don’t a lot of time I suggest you use a

broker but if you have time like me and

actually I enjoy this process

I like gunning these people down and

figuring out why the hell my policy went

up so I’m gonna give Geico a call first

if they will drop it down to the

previous rate of five eighty five I will

gladly stick with it if they don’t I’m

gonna start calling so we will see what

happens okay so let’s break down my

vehicle coverage six month premium 615

dollars and 36 cents 2016 Ford Focus ST

comprehensive $250 deductible

that’ll be eighty one dollars and thirty

cents collision two hundred six dollars

twenty eight cents emergency road

service three dollars thirty five cents

rental reimbursement $11.87 mechanical

breakdown insurance

21:45 and again that’s that special

warranty I’m talking about which is why

I have that on there now what this

includes so bodily injury liability

100,000 or per person 300,000 per

occurrence property damage liability

$100,000 per occurrence medical payments

5,000 per person uninsured motorist

bodily injury 100,000 per person 300,000

per occurrence underinsured motorist

100,000 per person 300,000 per

occurrence so now you know exactly what

I have what I’m paying for and how that

all breaks down so the bodily injury is

$118 and four cents property damage

ninety nine dollars fourteen cents

medical payments 3601 uninsured

motorists six dollars sixteen cents

underinsured motorist 3176 let’s give

them a call I’m just juiced right now so I just got

off the phone with Geico a little

bastard lizard made him too much anyways

so why did my rate go up because medical

and vehicle costs have gone up in the

area have they okay so my friend in

Florida also got the same thing they

also went up there they also went up in

Montana they also went up in every also

went up in every put up in every state

across the country all of them 50 out of

50 it all went up everything’s up Jesus

so I also asked for renters insurance

she’s like oh if you do your renters

insurance or US you can get a discount

3% line-by-line stack and pack so I’m

like okay send me to them so my renter’s

insurance

I currently pay $119 direct this

continues to go down I don’t even know

why but I have my renter’s still through

State Farm because it’s such a good rate

so I told the guy listen you’ve been not

even close for the past six months on my

renter’s insurance he’s like well for

that same coverage through Geico your

renters will be 419 dollars annually I’m

like that’s quadruple what I’m paying

it’s they farm it’s like it’s $119 for a

year he’s like yeah I’m like what the

hell how can it fluctuate that much

that’s a joke also something very

interesting while I was on the call with

the girl I was looking through my policy

while I’m on the phone

I was logged out of this account I was

logged out of my Geico account so I

wasn’t able to look at it with her only

she can look at it what kind of is

that you’re kidding me so I can’t talk

to you about I can’t look at it I have

to just I don’t know so I’m gonna call

some others right now and we’ll see

we’ll see what they have to offer let’s

call the call progressive first just got

off the phone with progressive for the

mouth are pretty queers a pretty quick

thing that less than 10 minutes or the

exact same coverage – the mechanical

breakdown insurance which is that

extended warranty it would be a hundred

and sixteen dollars a month for

progressive so 698 for six months so

they’re in the ballpark but still it’s

not as good as of coverage and it costs

more so I’m gonna call traveler’s

insurance and see what they have to say

but it has gone up a little bit since I

first started with Geico but having that

warranty having all this stuff that I

have on here


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it’s Geico is looking better and better

so it sucks that it’s going up but I

think you’re smart to continually shop

around for this type of thing so I’m

gonna call travelers and we’ll see what

they have to say travelers insurance 966

dollars for six months

Wow I guess what I’m telling you is I’m

going to be sticking with Geico know

that and again that 966 does not include

that mechanic will break down insurance

which covers my car up to a hundred

thousand miles for anything that happens

to it so we are going to be happily

staying with Geico I did my due

diligence Dujail due diligence and

shopped around and I’m gonna go ahead

and pay the bill so I hope this was

helpful to you I’m going to continue

this process with it with the insurance

videos but post any questions you have

below post your rates what state you’re

in all that kind of

if I think you know that helps in the

comments just to have all that

information there for anyone that’s

shopping around or maybe new drivers or

anything like that but for me Geico

you’re doing a great job so far even

though the rates have gone up slightly

each time but I’m watching you I’m gonna

continue to do business through Geico I

love your little lizard and that’s also

thank you for reading if you’re still

with me on this post hit the like

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soon I do plenty of post on my Focus

ST as you can see this is a car focused

blog so if you like this content

please subscribe thanks for reading and

we’ll see you soon

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